Real Estate

HUGE Thanks to Our Veterans!

by Tammy Hines in Blog.

HUGE Thanks to Our Veterans!  To all our military service men and women, past and present, we thank you for your selfless sacrifice and service to our country and the world! You are appreciated and supported today, tomorrow, and forever. We simply cannot thank you enough!   As an expression of our gratitude, Tammy Mitchell…

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FREE PIE!!!

by Tammy Hines in Blog.

      FREE PIE!!!!!! Every year Tammy Mitchell Hines & Co. shows our appreciation to our clients by giving free Thanksgiving pies to anyone who has bought or sold a home with us. That’s not just for this past year, but for ALL of our past clients! What an incredible deal… and that’s just…

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Hiring a Realtor® Vs. Doing it Yourself

by Tammy Hines in Blog.

  Hiring a Realtor® Vs. Doing it Yourself   Whether you are buying or selling, it is likely in your best interest to hire a licensed Realtor®. Only real estate licensees who are members of the NATIONAL ASSOCIATION OF REALTORS®, the largest trade group in the country, are properly called Realtors®. Licensed Realtors® are held…

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How Refinancing Works

by Tammy Hines in Blog.

What is refinancing? In a nutshell, refinancing is getting a new mortgage to replace the original one. The bank or mortgage lender that grants you the new mortgage pays off your old one with a new mortgage, thus the term refinancing. Borrowers who choose to refinance do so to reduce monthly payments, lower interest rates,…

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Possible Problems from Contract to Closing

by Tammy Hines in Blog.

Possible Problems from Contract to Closing The time between putting a home under contract and closing can present a variety of challenges. Being aware of these possible obstacles can help you prepare and even prevent some of these things from happening. Acts of God such as tornadoes, earthquakes, flooding, fire, etc. Appraisal is late Family…

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Understanding Different types of Mortgage Loans

by Tammy Hines in Blog.

The process of applying for a mortgage loan can be overwhelming. Whether you are a first-time home buyer or a seasoned investor, you should be familiar with the different types of mortgage loans available to determine what type of loan will best serve your needs. Homes come in many different styles and price ranges, and…

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5 Tips For Buying A Home In The Spring

by Tammy Hines in Blog.

5 Tips For Buying A Home In The Spring Spring-time is typically the busiest time of year for the real estate industry. It’s been estimated that about 40% of home sales happen between April and July. It is the time of year when conditions are just right. The weather gets nicer, life returns to nature,…

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100 Energy Saving Tips

by Tammy Hines in Blog.

100 Energy Saving Tips Green Lighting Tips: 1 – Turn off the lights you are not using. When you do use them, make sure they are the appropriate wattage. 2 – Buy compact fluorescent bulbs (CFLs), which reduce energy use up to 75 percent. Set a goal of replacing the bulbs that are most commonly…

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Base Rewards Program

by Tammy Hines in Blog.

Base Rewards – An incentive program for Active Military and Civilian Personnel Are you relocating to or from Scott Air Force Base? If you have received PCS orders, you may need to buy or sell a home as soon as possible. Military personnel have special needs that ordinary civilians typically don’t have to consider. Distance…

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Why Choose Tammy Mitchell Hines & Co. Real Estate Team?

by Tammy Hines in Blog.

Why Choose Tammy Mitchell Hines & Co. Real Estate Team? #1 We are consistently ranked the #1 Independent Real Estate Team in all of Southern Illinois. This is a BIG deal for us. Our status as the #1 INDEPENDENT team means we have built a reputation on our own, without being controlled by a franchise….

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