buyer

FREE PIE!!!

by Tammy Hines in Blog.

      FREE PIE!!!!!! Every year Tammy Mitchell Hines & Co. shows our appreciation to our clients by giving free Thanksgiving pies to anyone who has bought or sold a home with us. That’s not just for this past year, but for ALL of our past clients! What an incredible deal… and that’s just…

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Hiring a Realtor® Vs. Doing it Yourself

by Tammy Hines in Blog.

  Hiring a Realtor® Vs. Doing it Yourself   Whether you are buying or selling, it is likely in your best interest to hire a licensed Realtor®. Only real estate licensees who are members of the NATIONAL ASSOCIATION OF REALTORS®, the largest trade group in the country, are properly called Realtors®. Licensed Realtors® are held…

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How Refinancing Works

by Tammy Hines in Blog.

What is refinancing? In a nutshell, refinancing is getting a new mortgage to replace the original one. The bank or mortgage lender that grants you the new mortgage pays off your old one with a new mortgage, thus the term refinancing. Borrowers who choose to refinance do so to reduce monthly payments, lower interest rates,…

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Possible Problems from Contract to Closing

by Tammy Hines in Blog.

Possible Problems from Contract to Closing The time between putting a home under contract and closing can present a variety of challenges. Being aware of these possible obstacles can help you prepare and even prevent some of these things from happening. Acts of God such as tornadoes, earthquakes, flooding, fire, etc. Appraisal is late Family…

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Why Choose Tammy Mitchell Hines & Co. Real Estate Team?

by Tammy Hines in Blog.

Why Choose Tammy Mitchell Hines & Co. Real Estate Team? #1 We are consistently ranked the #1 Independent Real Estate Team in all of Southern Illinois. This is a BIG deal for us. Our status as the #1 INDEPENDENT team means we have built a reputation on our own, without being controlled by a franchise….

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