agent

Hiring a Realtor® Vs. Doing it Yourself

by Tammy Hines in Blog.

  Hiring a Realtor® Vs. Doing it Yourself   Whether you are buying or selling, it is likely in your best interest to hire a licensed Realtor®. Only real estate licensees who are members of the NATIONAL ASSOCIATION OF REALTORS®, the largest trade group in the country, are properly called Realtors®. Licensed Realtors® are held…

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How Refinancing Works

by Tammy Hines in Blog.

What is refinancing? In a nutshell, refinancing is getting a new mortgage to replace the original one. The bank or mortgage lender that grants you the new mortgage pays off your old one with a new mortgage, thus the term refinancing. Borrowers who choose to refinance do so to reduce monthly payments, lower interest rates,…

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Possible Problems from Contract to Closing

by Tammy Hines in Blog.

Possible Problems from Contract to Closing The time between putting a home under contract and closing can present a variety of challenges. Being aware of these possible obstacles can help you prepare and even prevent some of these things from happening. Acts of God such as tornadoes, earthquakes, flooding, fire, etc. Appraisal is late Family…

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Determining the Right Price To Sell Your Home

by Tammy Hines in Blog.

Determining the Right Price To Sell Your Home Pricing is both an art and a science. You don’t have to be Drew Carey to know if the price is right. Most buyers are working with an agent who can smell an overpriced home from miles away, so it’s important to price correctly for the market….

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5 Tips For Buying A Home In The Spring

by Tammy Hines in Blog.

5 Tips For Buying A Home In The Spring Spring-time is typically the busiest time of year for the real estate industry. It’s been estimated that about 40% of home sales happen between April and July. It is the time of year when conditions are just right. The weather gets nicer, life returns to nature,…

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Why Choose Tammy Mitchell Hines & Co. Real Estate Team?

by Tammy Hines in Blog.

Why Choose Tammy Mitchell Hines & Co. Real Estate Team? #1 We are consistently ranked the #1 Independent Real Estate Team in all of Southern Illinois. This is a BIG deal for us. Our status as the #1 INDEPENDENT team means we have built a reputation on our own, without being controlled by a franchise….

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About Tammy

by Tammy Hines in Blog.

About Tammy Mitchell Hines Tammy has been a Realtor® since 1995 and has offices in Columbia and Fairview Heights, Illinois. She has received numerous awards and designations during her career. Tammy and her team sold over 64 million dollars in homes in 2016 with her career total of almost 4,000 home sales valued at well…

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