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HUGE Thanks to Our Veterans!

by Tammy Hines in Blog.

HUGE Thanks to Our Veterans!  To all our military service men and women, past and present, we thank you for your selfless sacrifice and service to our country and the world! You are appreciated and supported today, tomorrow, and forever. We simply cannot thank you enough!   As an expression of our gratitude, Tammy Mitchell…

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FREE PIE!!!

by Tammy Hines in Blog.

      FREE PIE!!!!!! Every year Tammy Mitchell Hines & Co. shows our appreciation to our clients by giving free Thanksgiving pies to anyone who has bought or sold a home with us. That’s not just for this past year, but for ALL of our past clients! What an incredible deal… and that’s just…

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Hiring a Realtor® Vs. Doing it Yourself

by Tammy Hines in Blog.

  Hiring a Realtor® Vs. Doing it Yourself   Whether you are buying or selling, it is likely in your best interest to hire a licensed Realtor®. Only real estate licensees who are members of the NATIONAL ASSOCIATION OF REALTORS®, the largest trade group in the country, are properly called Realtors®. Licensed Realtors® are held…

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How Refinancing Works

by Tammy Hines in Blog.

What is refinancing? In a nutshell, refinancing is getting a new mortgage to replace the original one. The bank or mortgage lender that grants you the new mortgage pays off your old one with a new mortgage, thus the term refinancing. Borrowers who choose to refinance do so to reduce monthly payments, lower interest rates,…

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Possible Problems from Contract to Closing

by Tammy Hines in Blog.

Possible Problems from Contract to Closing The time between putting a home under contract and closing can present a variety of challenges. Being aware of these possible obstacles can help you prepare and even prevent some of these things from happening. Acts of God such as tornadoes, earthquakes, flooding, fire, etc. Appraisal is late Family…

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15 FREE attractions in and around St. Louis

by Tammy Hines in Blog.

15 FREE attractions in and around St. Louis #1 The World Class St. Louis Zoo – http://www.stlzoo.org #2 The St. Louis Science Center – http://www.slsc.org #3 The St. Louis Art Museum – http://www.slam.org #4 The Missouri History Museum – http://mohistory.org #5 Castlewood State Park – https://mostateparks.com/park/castlewood-state-park #6 World Bird Sanctuary – http://www.worldbirdsanctuary.org #7 City Garden –…

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Understanding Different types of Mortgage Loans

by Tammy Hines in Blog.

The process of applying for a mortgage loan can be overwhelming. Whether you are a first-time home buyer or a seasoned investor, you should be familiar with the different types of mortgage loans available to determine what type of loan will best serve your needs. Homes come in many different styles and price ranges, and…

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Determining the Right Price To Sell Your Home

by Tammy Hines in Blog.

Determining the Right Price To Sell Your Home Pricing is both an art and a science. You don’t have to be Drew Carey to know if the price is right. Most buyers are working with an agent who can smell an overpriced home from miles away, so it’s important to price correctly for the market….

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5 Tips For Buying A Home In The Spring

by Tammy Hines in Blog.

5 Tips For Buying A Home In The Spring Spring-time is typically the busiest time of year for the real estate industry. It’s been estimated that about 40% of home sales happen between April and July. It is the time of year when conditions are just right. The weather gets nicer, life returns to nature,…

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100 Energy Saving Tips

by Tammy Hines in Blog.

100 Energy Saving Tips Green Lighting Tips: 1 – Turn off the lights you are not using. When you do use them, make sure they are the appropriate wattage. 2 – Buy compact fluorescent bulbs (CFLs), which reduce energy use up to 75 percent. Set a goal of replacing the bulbs that are most commonly…

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