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Possible Problems from Contract to Closing

by Tammy Hines in Blog.

Possible Problems from Contract to Closing The time between putting a home under contract and closing can present a variety of challenges. Being aware of these possible obstacles can help you prepare and even prevent some of these things from happening. Acts of God such as tornadoes, earthquakes, flooding, fire, etc. Appraisal is late Family…

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15 FREE attractions in and around St. Louis

by Tammy Hines in Blog.

15 FREE attractions in and around St. Louis #1 The World Class St. Louis Zoo – http://www.stlzoo.org #2 The St. Louis Science Center – http://www.slsc.org #3 The St. Louis Art Museum – http://www.slam.org #4 The Missouri History Museum – http://mohistory.org #5 Castlewood State Park – https://mostateparks.com/park/castlewood-state-park #6 World Bird Sanctuary – http://www.worldbirdsanctuary.org #7 City Garden –…

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Understanding Different types of Mortgage Loans

by Tammy Hines in Blog.

The process of applying for a mortgage loan can be overwhelming. Whether you are a first-time home buyer or a seasoned investor, you should be familiar with the different types of mortgage loans available to determine what type of loan will best serve your needs. Homes come in many different styles and price ranges, and…

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Determining the Right Price To Sell Your Home

by Tammy Hines in Blog.

Determining the Right Price To Sell Your Home Pricing is both an art and a science. You don’t have to be Drew Carey to know if the price is right. Most buyers are working with an agent who can smell an overpriced home from miles away, so it’s important to price correctly for the market….

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5 Tips For Buying A Home In The Spring

by Tammy Hines in Blog.

5 Tips For Buying A Home In The Spring Spring-time is typically the busiest time of year for the real estate industry. It’s been estimated that about 40% of home sales happen between April and July. It is the time of year when conditions are just right. The weather gets nicer, life returns to nature,…

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100 Energy Saving Tips

by Tammy Hines in Blog.

100 Energy Saving Tips Green Lighting Tips: 1 – Turn off the lights you are not using. When you do use them, make sure they are the appropriate wattage. 2 – Buy compact fluorescent bulbs (CFLs), which reduce energy use up to 75 percent. Set a goal of replacing the bulbs that are most commonly…

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The Top 10 Credit Don’t During The Loan Process

by Tammy Hines in Blog.

      THE TOP 10 CREDIT DON’TS DURING THE LOAN PROCESS DON’T DO ANYTHING THAT WILL CAUSE A RED FLAG TO BE RAISED BY THE SCORING SYSTEM. This would include adding new accounts, co-signing on a loan, changing your name or address with the bureaus. The less activity on your reports during the loan…

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Base Rewards Program

by Tammy Hines in Blog.

Base Rewards – An incentive program for Active Military and Civilian Personnel Are you relocating to or from Scott Air Force Base? If you have received PCS orders, you may need to buy or sell a home as soon as possible. Military personnel have special needs that ordinary civilians typically don’t have to consider. Distance…

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20 things we can do (or not do) to reduce, reuse and recycle

by Tammy Hines in Blog.

20 things we can do (or not do) to reduce, reuse and recycle: What Can I Recycle? What you can recycle depends on your area, not all materials may be recyclable. Check with your local recycling services to find out what you can and cannot recycle. Most areas should be able to recycle paper, cardboard,…

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Why Choose Tammy Mitchell Hines & Co. Real Estate Team?

by Tammy Hines in Blog.

Why Choose Tammy Mitchell Hines & Co. Real Estate Team? #1 We are consistently ranked the #1 Independent Real Estate Team in all of Southern Illinois. This is a BIG deal for us. Our status as the #1 INDEPENDENT team means we have built a reputation on our own, without being controlled by a franchise….

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